Bullion Breaks Terms & Conditions

BULLION BREAKS TERMS & CONDITIONS

Effective Date: October 8, 2026

Welcome to Bullion Breaks. These Terms & Conditions (“Terms”) govern your use of bullionbreaks.com (the “Website”) and your purchase of products or participation in programs offered by Bullion Breaks.

By accessing or using the Website, creating an account, submitting an order, applying for a dealer account, submitting items to Bullion Breaks for purchase or consignment, or otherwise using our services, you agree to these Terms.

If you do not agree with these Terms, please do not use the Website or our services.

1. ABOUT BULLION BREAKS

Bullion Breaks is an independent collectibles, precious-metals, and specialty-products business located in Evansville, Indiana, USA.

Our products and services may include, but are not limited to:

Gold, silver, platinum, and palladium
Precious-metal bullion
U.S. and foreign coins
Certified and graded coins
Currency and paper money
Tokens and medals
Trading cards
Sports memorabilia
Collectibles
Mystery and sealed products
Coin and collecting supplies
Dealer products
Wholesale opportunities
Sell-to-us services
Consignment services
Custom or special-order opportunities

Bullion Breaks does not conduct live product breaks unless specifically stated otherwise.

2. ELIGIBILITY TO USE THE WEBSITE

You may use the Website and purchase products if you are legally capable of entering into a transaction under applicable law.

By using the Website, you represent that:

The information you provide is accurate and complete.
You have the legal authority to enter into transactions.
You will use the Website lawfully.
You will comply with these Terms and applicable laws.

Bullion Breaks reserves the right to refuse or limit transactions when permitted by applicable law.

3. CUSTOMER ACCOUNTS

Certain features may require you to create a customer account.

You are responsible for:

Providing accurate account information
Maintaining the security of your login credentials
Keeping your account information current
Preventing unauthorized use of your account

You should notify Bullion Breaks promptly if you believe your account has been accessed without authorization.

Bullion Breaks may suspend or terminate accounts when reasonably necessary to protect the Website, customers, or business, including in connection with fraud, abuse, unauthorized activity, repeated payment disputes, or violations of these Terms.

4. PRODUCTS AND PRODUCT INFORMATION

Bullion Breaks makes reasonable efforts to provide accurate product descriptions, photographs, specifications, prices, availability information, and other Website content.

However, errors may occasionally occur.

Product photographs may be representative images unless the listing specifically states that the photograph depicts the exact item being sold.

Unless otherwise stated, photographs should not be interpreted as a guarantee of a particular item's exact appearance, packaging, toning, surface characteristics, or other individual characteristics.

Customers should carefully review the product description, specifications, quantity, condition information, and other available information before placing an order.

5. PRICES

Prices displayed on the Website are subject to change without notice.

This is particularly important for precious metals and other products whose market values may fluctuate.

Bullion Breaks reserves the right to correct pricing errors, typographical errors, product-description errors, inventory errors, and other inaccuracies.

If an order has been placed using an incorrect price, Bullion Breaks may cancel the order and refund any payment received.

A displayed price does not constitute a binding offer to sell until the applicable order has been accepted by Bullion Breaks.

6. ORDERS AND ORDER ACCEPTANCE

Submitting an order through the Website constitutes an offer by the customer to purchase the selected products.

An order is not considered accepted until Bullion Breaks confirms acceptance of the order.

Bullion Breaks reserves the right to:

Accept or decline an order
Limit quantities
Correct errors
Request additional information
Verify payment information
Cancel an order
Restrict purchasing activity
Refuse transactions when permitted by applicable law

Reasons for cancellation or refusal may include, but are not limited to:

Suspected fraud
Payment problems
Pricing errors
Inventory errors
Product availability
Incorrect customer information
Shipping restrictions
Violation of these Terms
Dealer account violations
Other legitimate business or legal reasons

If Bullion Breaks cancels an order after payment has been received, the applicable payment will be refunded.

7. PAYMENT

Orders must be paid in full using an accepted payment method unless Bullion Breaks has expressly approved different payment terms in writing.

Bullion Breaks may use third-party payment processors to process transactions.

Payment information may be subject to the applicable terms and privacy policies of the payment provider.

Bullion Breaks does not intend to store complete payment-card numbers when payment processing is handled by an authorized third-party payment processor.

8. ORDER CANCELLATIONS

Customers may request cancellation of an order before the order has been processed for shipment.

Cancellation requests are not guaranteed.

Certain products may become non-cancellable after an order is accepted, particularly products whose value is directly affected by market conditions.

This may include certain:

Gold products
Silver products
Platinum products
Palladium products
Other precious-metal products
Market-sensitive products
Custom products
Special-order products
Limited products

Specific product listings or order confirmations may contain additional cancellation restrictions.

9. SHIPPING

Bullion Breaks currently ships orders within the United States only.

Orders are generally processed within 1–3 business days after payment has been successfully received and the order has been accepted.

Processing may take longer when additional verification, special handling, custom preparation, or other circumstances require additional time.

Estimated carrier delivery times are estimates only and are not guaranteed by Bullion Breaks.

Customers are responsible for providing a complete and accurate shipping address.

Bullion Breaks is not responsible for delays, additional charges, or delivery problems caused by an incorrect or incomplete address provided by the customer.

When available, tracking information will be provided after an order has shipped.

Bullion Breaks may require signature confirmation for certain orders based on order value, product type, destination, or other security considerations.

10. LOST, DELAYED, OR DAMAGED SHIPMENTS

Customers should contact Bullion Breaks promptly if tracking indicates that an order was delivered but cannot be located.

If a shipment is confirmed lost in transit, Bullion Breaks will determine the appropriate resolution based on the circumstances, available carrier protection, applicable insurance, and other relevant factors.

If an order arrives damaged, customers should:

Retain the original shipping box.
Retain all packaging materials.
Photograph the exterior of the package.
Photograph the shipping label.
Photograph the internal packaging.
Photograph the damaged product.
Contact Bullion Breaks as soon as reasonably possible.

Bullion Breaks may use shipping insurance or other carrier protection for qualifying shipments. Availability and coverage may vary by carrier, shipment, destination, and product.

11. RETURNS AND REFUNDS

Returns are governed by the Bullion Breaks Returns & Refund Policy, which is incorporated into these Terms by reference.

Eligible merchandise may be subject to the applicable return period, conditions, and restocking fee.

Unless otherwise stated in the applicable product listing or policy:

Customers may request an eligible return within three (3) days of confirmed delivery.

The return period begins when carrier tracking confirms delivery to the shipping address provided with the order.

A return request does not automatically constitute approval.

Customers must receive return instructions or authorization from Bullion Breaks before sending an item back.

Bullion Breaks currently applies a 25% restocking fee to applicable eligible returns, subject to the applicable Returns & Refund Policy.

Certain products may have additional restrictions or may be designated Final Sale.

12. RETURN CATEGORIES

Bullion Breaks may classify products into different return categories.

Category A — Eligible Merchandise

Eligible merchandise may be returned within three (3) days of confirmed delivery, subject to the applicable return conditions and 25% restocking fee.

Items must generally be returned in the condition in which they were received.

Category B — Restricted Returns

Certain products may have special return restrictions, including:

Sealed products
Mystery products
Randomized products
Certain trading-card products
Limited releases
Promotional products
Products whose value may be affected by opening or altering the packaging

Category C — Final Sale

Certain products may be designated Final Sale and non-returnable, including:

Gold bullion
Silver bullion
Platinum bullion
Palladium bullion
Other precious-metal products
Market-sensitive products
Custom products
Special-order products
Certain limited-edition products
Products specifically identified as Final Sale

The applicable product listing or order terms may identify whether a product is subject to special return restrictions.

13. RETURN CONDITIONS

Eligible returns must generally:

Be requested within the applicable return period
Be approved by Bullion Breaks
Be returned in the original condition
Include original packaging when applicable
Include certificates, documentation, accessories, or other included materials when applicable
Not have been altered, cleaned, damaged, modified, or misused

Bullion Breaks may deny a return when an item does not meet the applicable return requirements.

14. RETURN SHIPPING AND REFUNDS

Unless otherwise required by applicable law, customers are generally responsible for return shipping costs for customer-requested returns.

If a return results from an error attributable to Bullion Breaks, Bullion Breaks may provide return-shipping instructions or a return label where appropriate.

Refunds are generally processed after Bullion Breaks receives and inspects the returned item.

Approved refunds are generally issued to the original payment method.

Original shipping charges are generally non-refundable unless the return results from an error attributable to Bullion Breaks or applicable law requires otherwise.

The time required for a refund to appear in a customer's account may depend on the customer's payment provider or financial institution.

15. SALES TAX

Bullion Breaks will collect applicable sales tax based on the customer's shipping destination and applicable law.

Customers seeking tax-exempt treatment must provide acceptable documentation.

Submission of tax documentation does not automatically establish tax-exempt status.

Bullion Breaks must review and approve the documentation before tax-exempt treatment is applied.

Tax-exemption applications may take up to three (3) business days to review.

Bullion Breaks may request updated documentation when necessary.

16. DEALER PROGRAM

The Bullion Breaks Dealer Program is available only to applicants who are approved by Bullion Breaks.

Submission of a Dealer Application does not guarantee approval.

Dealer applications generally may take up to three (3) business days to review. Additional time may be required when further information or documentation is needed.

Bullion Breaks reserves the right to approve or decline dealer applications subject to applicable law.

17. DEALER MINIMUM ORDER

The minimum dealer order is currently:

$200

Bullion Breaks may establish additional product-specific minimum quantities, purchasing requirements, or other conditions when appropriate.

Dealer approval does not guarantee access to any particular product, quantity, price, inventory allocation, or purchasing opportunity.

18. DEALER PRICING

Dealer pricing is available only to approved dealers.

Dealer pricing is confidential and intended solely for the approved dealer to whom it is provided.

Dealers may not, without written permission from Bullion Breaks:

Share dealer pricing with unauthorized persons
Publish dealer pricing
Forward dealer price sheets
Reproduce dealer price sheets
Distribute dealer pricing publicly
Use dealer pricing to represent themselves as Bullion Breaks

Dealer prices may change without notice based on market conditions, product costs, availability, quantities, and other business considerations.

Prices shown on a Dealer Price Sheet are subject to confirmation by Bullion Breaks and do not constitute a guaranteed offer to sell.

19. DEALER PAYMENT AND RESPONSIBILITIES

Unless Bullion Breaks has approved different payment terms in writing, dealer orders must be paid in full before shipment.

Dealers are responsible for their own:

Resale activities
Customer relationships
Advertising
Pricing
Taxes
Licenses
Permits
Regulatory obligations
Representations made to their customers

Bullion Breaks is not responsible for representations made by an independent dealer to the dealer's customers.

Bullion Breaks may suspend or terminate dealer privileges for violations of the Dealer Program Terms, misuse of dealer pricing, fraudulent activity, payment problems, false information, or other legitimate business or legal reasons.

20. SELL TO BULLION BREAKS

Bullion Breaks may accept submissions from individuals seeking to sell eligible coins, bullion, collectibles, trading cards, sports memorabilia, currency, collections, and other qualifying property.

Submitting an item does not guarantee:

An offer
A purchase
A specific valuation
Acceptance of the item
A transaction

Bullion Breaks reserves the right to accept or decline any submission.

Bullion Breaks may request additional information, photographs, documentation, or other information necessary to evaluate a submission.

21. SELL-TO-US OFFERS

When Bullion Breaks decides to make an offer, the offer will be communicated to the seller.

Unless otherwise stated in the offer:

A Sell-to-Us offer is valid for twenty-four (24) hours from the date and time the offer is issued.

Due to changing market conditions, including fluctuations in precious-metal prices, Bullion Breaks reserves the right to modify, withdraw, or allow an offer to expire after the stated period, subject to applicable law and the terms of the specific offer.

An offer does not automatically constitute a completed purchase.

22. SELL-TO-US VERIFICATION AND OWNERSHIP

Bullion Breaks may inspect and verify submitted property before finalizing a purchase.

If an item is materially different from the information provided, Bullion Breaks may:

Revise the offer
Request additional information
Reject the item
Cancel the proposed transaction

Ownership does not transfer merely because a seller submits an item or receives an offer.

Ownership transfers only after the required conditions of the applicable transaction have been satisfied, including any required acceptance, verification, receipt, and payment conditions.

23. CONSIGNMENT PROGRAM

Bullion Breaks may accept eligible property for consignment.

Consignment transactions are governed by a separate Consignment Agreement.

The consignor retains ownership of the property until the item is sold and the applicable transaction has been completed according to the Consignment Agreement.

Acceptance of an item for consignment does not guarantee that the item will sell or that it will sell within any particular period.

No item will be listed for sale until the applicable Consignment Agreement has been accepted.

24. CONSIGNMENT LISTING PERIOD

Unless otherwise stated in the applicable Consignment Agreement, the initial consignment listing period is:

90 days

At the end of the listing period, Bullion Breaks and the consignor may agree to:

Extend the listing
Adjust the price
Continue under revised terms
Return the item
Take another mutually agreed action

25. CONSIGNMENT WITHDRAWAL

A consignor may request withdrawal of an unsold item, subject to the applicable Consignment Agreement.

Withdrawal is not guaranteed and may be subject to applicable fees, conditions, or transaction status.

A consignor may not withdraw an item after a qualifying buyer transaction has been completed or when the transaction is otherwise in progress or legally or contractually committed.

26. CONSIGNMENT PRICING

The applicable Consignment Agreement may establish:

Target price
Minimum acceptable price
Listing price
Selling strategy
Commission
Fees
Promotional terms
Price-adjustment procedures

A consignor's requested target price does not guarantee that the item will sell at that price.

Bullion Breaks may recommend or implement pricing adjustments only as authorized by the applicable Consignment Agreement.

27. CONSIGNMENT PAYMENTS

Consignor payments are generally made after:

The buyer's payment has cleared;
The applicable buyer return period has expired;
The transaction is considered final; and
Any applicable conditions of the Consignment Agreement have been satisfied.

Specific payment timing and commission terms will be stated in the applicable Consignment Agreement.

28. CUSTOMER REVIEWS AND SUBMISSIONS

Customers may have opportunities to submit reviews, photographs, comments, testimonials, or other content.

You agree not to submit content that:

Is fraudulent or intentionally misleading
Violates another person's rights
Contains unlawful material
Infringes copyrights or trademarks
Contains malicious software
Contains unnecessary personal information about another person
Is abusive, threatening, or defamatory

Bullion Breaks reserves the right to remove or decline content that violates applicable policies or law.

29. INTELLECTUAL PROPERTY

The Website and its contents, including where applicable:

Bullion Breaks name
Logos
Graphics
Website design
Original photographs
Product descriptions
Written content
Marketing materials
Other original materials

may be owned by Bullion Breaks or used with permission.

Except as permitted by law or with written permission from Bullion Breaks, you may not reproduce, distribute, modify, publish, commercially exploit, or create derivative works from Bullion Breaks' proprietary content.

30. PROHIBITED USE

You may not use the Website to:

Commit fraud
Provide false information
Impersonate another person
Gain unauthorized access
Interfere with Website operations
Introduce malicious software
Improperly scrape or harvest information
Circumvent purchasing restrictions
Abuse promotions or pricing
Violate intellectual-property rights
Conduct unlawful activities
Violate these Terms

Bullion Breaks may take appropriate action when prohibited activity is suspected or identified.

31. THIRD-PARTY SERVICES

Bullion Breaks may rely on third-party companies for services including:

Payment processing
Shipping
Website hosting
E-commerce functionality
Email
Analytics
Fraud prevention
Customer communications
Other business functions

Third-party services may be subject to their own terms and privacy policies.

Bullion Breaks is not responsible for failures caused solely by third-party services outside Bullion Breaks' reasonable control.

32. WEBSITE AVAILABILITY

Bullion Breaks makes reasonable efforts to maintain the Website.

However, we do not guarantee that the Website will always be:

Available
Uninterrupted
Error-free
Completely secure
Free of technical problems

The Website may occasionally be unavailable because of maintenance, upgrades, technical problems, service-provider issues, or circumstances beyond our control.

33. FORCE MAJEURE

Bullion Breaks will not be responsible for delays or failures caused by circumstances beyond our reasonable control, including:

Natural disasters
Severe weather
Fire
Flood
Government actions
War
Civil unrest
Labor disruptions
Carrier disruptions
Internet or telecommunications failures
Major technology failures
Other circumstances beyond reasonable control

34. DISPUTES

Customers are encouraged to contact Bullion Breaks first regarding any order, payment, shipping, return, product, or service concern.

Bullion Breaks will make reasonable efforts to review and resolve disputes in good faith.

Nothing in these Terms prevents a customer from exercising rights or remedies that cannot legally be waived or restricted.

35. LIMITATION OF LIABILITY

To the maximum extent permitted by applicable law, Bullion Breaks and its owners, employees, representatives, and service providers will not be responsible for indirect, incidental, consequential, special, exemplary, or similar damages arising from use of the Website or purchase of products.

Nothing in these Terms is intended to exclude or limit liability that cannot legally be excluded or limited under applicable law.

36. GOVERNING LAW

These Terms are governed by the laws of the State of Indiana, without regard to conflict-of-law principles, except where applicable law requires otherwise.

Any applicable legal proceedings will be subject to the jurisdiction and venue permitted by applicable law.

37. SEVERABILITY

If any provision of these Terms is determined to be invalid, unenforceable, or otherwise impermissible, the remaining provisions will remain in effect to the fullest extent permitted by law.

38. WAIVER

A failure by Bullion Breaks to enforce a provision of these Terms on one occasion does not constitute a permanent waiver of the right to enforce that provision in the future.

39. ENTIRE AGREEMENT

These Terms, together with any policies, agreements, order-specific terms, or other documents expressly incorporated by reference, constitute the applicable agreement governing your use of the Website and the applicable transaction.

Where a separate written agreement applies to a specific transaction or program, that agreement may control over these general Terms to the extent of any conflict.

This may include:

Dealer Program agreements
Sell-to-Us agreements
Consignment Agreements
Custom product agreements
Special-order agreements
Other written agreements between Bullion Breaks and the customer

40. CHANGES TO THESE TERMS

Bullion Breaks may update these Terms from time to time.

When changes are made, the updated Terms will be posted on the Website with a revised Effective Date.

Unless otherwise required by law, updated Terms generally apply to future transactions after the updated Terms become effective.

Existing transactions will generally remain subject to the Terms applicable when the transaction was entered into, unless applicable law or the applicable agreement provides otherwise.

41. PRIVACY

Bullion Breaks' collection and use of personal information is governed by the Bullion Breaks Privacy Policy, which is incorporated into these Terms by reference.

42. CONTACT BULLION BREAKS

Questions concerning these Terms may be directed to:

Bullion Breaks
Evansville, Indiana, USA

Email: bullionbreaks@gmail.com

Website: bullionbreaks.com

ACKNOWLEDGMENT

By using BullionBreaks.com, creating an account, placing an order, applying for a dealer account, submitting property for purchase or consignment, or otherwise using Bullion Breaks services, you acknowledge that you have read and agree to these Terms & Conditions to the extent permitted by applicable law.

Bullion Breaks
Collecting. Bullion. Memorabilia. Opportunity.